Orange & Rockland Residential (Rate 1) — Field Guide

⚠️ Disclaimer: This guide was generated by an LLM based on the tariff JSON. The content has not been verified by domain experts. Please verify any claims before relying on them for business or regulatory purposes.

Data Source: This guide covers tariff data from the Arcadia Signal API (formerly Genability). The full JSON output is included below for reference.

Master Tariff ID: 81134 Tariff Code: 1 Tariff Name: Residential Customer Class: Residential Customer Count: ~122,724

Overview

Rate 1 is Orange & Rockland Utilities (O&R) default residential electric rate. O&R serves Rockland County and parts of Orange County in New York and northern New Jersey. This is a flat rate with seasonal delivery (Summer/Winter) and standard NY riders: customer charge, billing and payment processing, delivery (summer/winter rates), energy cost adjustment, market supply charge, merchant function charge, revenue decoupling, system benefits charge, dynamic load management, delivery revenue surcharge, transition adjustment, minimum charge, low-income bill credit, CBC (solar), energy storage surcharge, and EV make-ready surcharge. Enhanced Energy Affordability Credits apply for qualifying low-income customers.

---

Quick Reference: All Charges

Rate Group	Rate Name	Charge Type	Charge Class	Zone	Season	Tiered	Rate Value
Customer Charge	Customer Charge	FIXED_PRICE	DISTRIBUTION	❌	❌	❌	$22.5
Billing and Payment Processi	Billing and Payment Processing Charge	FIXED_PRICE	DISTRIBUTION	❌	❌	❌	$2.1
Delivery Charge	Summer Rate	CONSUMPTION_BASED	DISTRIBUTION	❌	✅	✅	tiered
Delivery Charge	Winter Rate	CONSUMPTION_BASED	DISTRIBUTION	❌	✅	✅	tiered
Energy Cost Adjustment	Energy Cost Adjustment	CONSUMPTION_BASED	SUPPLY,CONTRACTED	❌	❌	❌	Lookup
Market Supply Charge	Market Supply Charge	CONSUMPTION_BASED	SUPPLY,CONTRACTED	❌	❌	❌	Lookup
Merchant Function Charge	Merchant Function Charge	CONSUMPTION_BASED	SUPPLY,CONTRACTED	❌	❌	❌	Lookup
Revenue Decoupling Mechanism	Revenue Decoupling Mechanism Adjustmen	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
System Benefits Charge	System Benefits Charge	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
Dynamic Load Management Surc	Dynamic Load Management Surcharge	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
Delivery Revenue Surcharge	Delivery Revenue Surcharge	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
Transition Adjustment for Co	Transition Adjustment for Competitive	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
Transition Adjustment for Co	Transition Adjustment for Competitive	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	Lookup
Minimum Charge	Minimum Charge	MINIMUM	—	❌	❌	❌	$24.6
Low Income Bill Credit	Low Income Bill Credit	—	—	❌	❌	❌	—
CBC Rider	CBC Rider	—	—	❌	❌	❌	—
Energy Storage Surcharge - S	Energy Storage Surcharge - SC1	—	—	❌	❌	❌	—
Electric Vehicle Make-Ready	Electric Vehicle Make-Ready Surcharge	—	—	❌	❌	❌	—
Enhanced Energy Affordabilit	Enhanced Energy Affordability Credits	—	—	❌	❌	❌	—
Low Income Bill Credit	Low Income Bill Credit	FIXED_PRICE	—	❌	❌	✅	tiered
Customer Benefit Contributio	Customer Benefit Contribution	QUANTITY	—	❌	❌	❌	$1.0
Energy Storage Surcharge	Energy Storage Surcharge	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	$2e-05
Electric Vehicle Make-Ready	Electric Vehicle Make-Ready Surcharge	CONSUMPTION_BASED	DISTRIBUTION	❌	❌	❌	$0.00236
Enhanced Energy Affordabilit	Enhanced Energy Affordability Credits	FIXED_PRICE	—	❌	❌	✅	tiered

---

Charge-by-Charge Breakdown

Basic Service Charges

Customer Charge — $22.50/month

A flat monthly fee that covers the cost of having an account: metering, customer service, and distribution-related fixed costs. Everyone on Rate 1 pays it. Set in O&R's NY PSC rate cases; applies in both NY and NJ portions of O&R's service territory.

Billing and Payment Processing Charge — $2.10/month

Covers the cost of generating and mailing bills and processing payments. Unbundled from the customer charge so billing cost recovery is transparent. All Rate 1 customers pay it.

---

Delivery Charges

Delivery charges are seasonal (Summer: June–September; Winter: October–May) and tiered by monthly consumption. O&R serves Rockland County and parts of Orange County in NY and northern New Jersey. Rates are set by the NY PSC (and NJ BPU where applicable).

Summer Rate — tiered (first 250 kWh / over 250 kWh)

• First 250 kWh: $0.11052/kWh
• Over 250 kWh: $0.13822/kWh

The main volumetric delivery rate in summer. The second tier is higher to reflect the marginal cost of serving additional usage during the summer peak. Typical residential customers exceed 250 kWh in summer, so part of their usage is at the higher tier.

Winter Rate — tiered (first 250 kWh / over 250 kWh)

• First 250 kWh: $0.11052/kWh
• Over 250 kWh: $0.11052/kWh

In winter the second tier is the same as the first in the tariff (no incremental rate above 250 kWh). Winter delivery costs are lower than summer, so the blended winter rate is effectively flat at $0.11052/kWh for any usage level.

Revenue Decoupling Mechanism — Variable

Part of NY's decoupling policy: O&R's allowed delivery revenue is decoupled from sales. Adjusts so the utility is neutral to conservation. Value from lookup.

System Benefits Charge — Variable

Funds NY clean energy and efficiency programs (e.g. NYSERDA). Set by the PSC; all customers pay. Rate from lookup.

Dynamic Load Management Surcharge — Variable

Recovers the cost of demand response and dynamic load management programs. Value from lookup.

Delivery Revenue Surcharge — Variable

A delivery-side surcharge or credit that corrects when O&R's actual collected delivery revenue differs from the PSC-allowed amount. If the utility under-collected (e.g., milder weather → lower sales), the DRS surcharges customers in the next period; if it over-collected, customers receive a credit. Analogous to ConEd's DRS. Value from lookup.

Transition Adjustment for Competitive — Variable

Recovers legacy costs from restructuring (stranded costs, deferred balances). Often two components in the tariff; values from lookup.

---

Supply Charges

These apply only if you take default supply from O&R. If you choose an ESCO, you do not pay O&R's supply components.

Energy Cost Adjustment — Variable

O&R's supply-side cost reconciliation. Trues up the difference between the estimated wholesale energy costs baked into the Market Supply Charge and the actual wholesale costs O&R incurred purchasing power from the NYISO market. If wholesale prices came in higher than estimated, the ECA is a surcharge; if lower, it's a credit. Analogous to ConEd's MSC I Adjustment. Value from lookup.

Market Supply Charge — Variable

The commodity cost of default supply. Reflects wholesale market prices and procurement costs. Use the Lookups API for the current rate.

Merchant Function Charge — Variable

Covers O&R's costs to administer default supply: procurement, risk management, billing. Only default-supply customers pay it. Value from lookup.

---

Minimum Charge

Minimum Charge — $24.60/month

If the bill before applying this floor is less than $24.60, the minimum applies. It is slightly above the sum of the two fixed charges ($22.50 + $2.10 = $24.60), so it effectively guarantees at least the fixed charges. Very low usage or net-generation months can hit the floor.

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Rider Charges and Credits

Low Income Bill Credit — tiered

A credit (reduction) for qualifying low-income customers. Eligibility and tier (e.g. by income or program) are determined by the lowIncome2BillCredits691 property. Reduces the total bill; not a charge.

Enhanced Energy Affordability Credits — tiered

Additional credits for qualifying customers under NY's energy affordability programs. Tiered by eligibility. Apply in addition to the Low Income Bill Credit when applicable. Use the tariff or Lookups API for your tier.

Customer Benefit Contribution — $1.00/kW of system size (solar)

Only applies to customers with solar. A monthly charge based on nameplate capacity (kW). Part of NY's VDER reforms so solar customers contribute to grid costs. If you do not have solar, this is $0.

Energy Storage Surcharge — $0.00002/kWh

Recovers O&R's costs for energy storage deployment programs — battery storage incentives, grid integration, and pilot programs (e.g., O&R's residential solar+battery pilot with Sunrun). Part of NY's statewide energy storage mandate. At $0.00002/kWh, this is roughly $0.01/month for a 500 kWh customer — one of the smallest line items on the bill. All customers pay it. The rate is fixed in the tariff.

Electric Vehicle Make-Ready Surcharge — $0.00236/kWh

Recovers O&R's costs for EV charging infrastructure (make-ready conduit and wiring). Part of NY's EV infrastructure push. All customers pay this per-kWh amount.

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Example Bill Calculation

A customer in July (summer), using 500 kWh, default supply, no solar, no LMI/affordability credits, secondary connection:

Delivery Charges

Charge	Calculation	Amount
Customer Charge	$22.50	$22.50
Billing & Payment	$2.10	$2.10
Summer Rate	250 × $0.11052 + 250 × $0.13822	$62.19
RDM	500 kWh × ~$0.001 (varies)	~$0.50
SBC	500 kWh × ~$0.004 (varies)	~$2.00
DLM Surcharge	500 kWh × ~$0.0002 (varies)	~$0.10
Delivery Revenue Surcharge	500 kWh × ~$0.001 (varies)	~$0.50
Transition Adj.	500 kWh × ~$0.002 (varies)	~$1.00
Subtotal Delivery		~$90.89

Supply Charges

Charge	Calculation	Amount
Market Supply	500 kWh × ~$0.07 (varies)	~$35.00
Energy Cost Adj.	500 kWh × ~$0.002 (varies)	~$1.00
MFC	500 kWh × ~$0.002 (varies)	~$1.00
Subtotal Supply		~$37.00

Riders & Other

Charge	Calculation	Amount
CBC (no solar)	$0	$0.00
Energy Storage	500 kWh × $0.00002	$0.01
EV Make-Ready	500 kWh × $0.00236	$1.18
Subtotal Riders		~$1.19

Total

~$129.08 for 500 kWh in July, default supply, no solar or LMI credits. Supply and several delivery components (RDM, SBC, DLM, transition, MFC) vary; use the Lookups API for a given month. Minimum is $24.60; this bill is above that.

Breakdown by Category

Category	Amount	% of Bill
Fixed Charges	$24.60	19%
Delivery (Volumetric)	~$66.29	51%
Supply	~$37.00	29%
Riders & Other	~$1.19	1%

Key insight: Delivery dominates the bill—fixed charges plus tiered summer delivery (with the higher tier above 250 kWh) make up about 70% of the total. Supply is a smaller share. Seasonal delivery rates mean winter bills for the same usage are lower because the winter second tier equals the first tier.

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Full Tariff JSON

Click to expand full JSON (~1240 lines)

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    "minMonthlyDemand": null,
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    "hasTimeOfUseRates": false,
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    "hasNetMetering": true,
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            "displayValue": "69 kV or Higher",
            "value": "69 kV or Higher",
            "dataValue": "69 kV or Higher",
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          {
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          {
            "displayValue": "Transmission <10 MW",
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            "dataValue": "Transmission <10 MW",
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            "displayValue": "Transmission >10 MW",
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          },
          {
            "displayValue": "Primary Direct",
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          },
          {
            "displayValue": "Transmission - 138 kV, 230 kV or 345 kV",
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            "dataValue": "Transmission - 138 kV, 230 kV or 345 kV",
            "likelihood": null
          },
          {
            "displayValue": "Primary Dedicated Facilities >30,000 kW",
            "value": "Primary Dedicated Facilities >30,000 kW",
            "dataValue": "Primary Dedicated Facilities >30,000 kW",
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          {
            "displayValue": "Transmission - Low-Load Factor",
            "value": "Transmission - Low-Load Factor",
            "dataValue": "Transmission - Low-Load Factor",
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            "displayValue": "Primary Dedicated from Transmission System",
            "value": "primaryDedicatedTransmissionSystem",
            "dataValue": "primaryDedicatedTransmissionSystem",
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          },
          {
            "displayValue": "Transmission Below 230 kV",
            "value": "transmissionBelow230kV",
            "dataValue": "transmissionBelow230kV",
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          {
            "displayValue": "Transmission Above 230 kV",
            "value": "transmissionAbove230kV",
            "dataValue": "transmissionAbove230kV",
            "likelihood": null
          },
          {
            "displayValue": "Delivery Voltage 23kV to 46kV",
            "value": "deliveryVoltageOf23kVTo46kV",
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        "quantityUnit": "",
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        "keyName": "consumption",
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      {
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            "displayValue": "Retail",
            "value": "Retail",
            "dataValue": "Retail",
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        ],
        "quantityUnit": "",
        "isDefault": true
      },
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        "quantityKey": null,
        "displayName": "Low Income Program",
        "family": "incentiveSpecifications",
        "keyspace": "tariff",
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        "propertyTypes": "RATE_CRITERIA",
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          },
          {
            "displayValue": "Income Greater Than or Equal to 80% of SMI But Less than 100% of SMI",
            "value": "incomeGreaterThanOrEqualToEightyPercentOfSMIButLessThanHundredPercentOfSMI",
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          },
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            "displayValue": "None",
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            "dataValue": "none",
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          }
        ],
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      {
        "keyName": "lowIncomeHEAPTier",
        "quantityKey": null,
        "displayName": "Low Income HEAP Tier",
        "family": "customerStatus",
        "keyspace": "customer",
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        "propertyTypes": "RATE_CRITERIA",
        "operator": "=",
        "propertyValue": "None",
        "choices": [
          {
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            "value": "None",
            "dataValue": "None",
            "likelihood": null
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          {
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            "likelihood": null
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          {
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            "likelihood": null
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          {
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            "value": "tier3",
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            "likelihood": null
          },
          {
            "displayValue": "Tier 4",
            "value": "tier4",
            "dataValue": "tier4",
            "likelihood": null
          }
        ],
        "quantityUnit": "",
        "isDefault": true
      },
      {
        "keyName": "systemSize",
        "quantityKey": null,
        "displayName": "System Size",
        "family": "system",
        "keyspace": "solarPV",
        "description": "Nameplate capacity (kW).",
        "dataType": "DECIMAL",
        "propertyTypes": "RATE_CRITERIA",
        "operator": "=",
        "propertyValue": "0",
        "quantityUnit": "kW",
        "isDefault": true
      },
      {
        "keyName": "chargeClass",
        "quantityKey": null,
        "displayName": "Charge Class Type",
        "family": "service",
        "keyspace": "electricity",
        "description": "The tariff has rates with the following charge class.",
        "dataType": "CHOICE",
        "propertyTypes": "SERVICE_TERMS",
        "operator": "=",
        "propertyValue": "DISTRIBUTION,SUPPLY,CONTRACTED",
        "choices": [
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            "likelihood": null
          },
          {
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            "dataValue": "2",
            "likelihood": null
          },
          {
            "displayValue": "Supply",
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            "likelihood": null
          },
          {
            "displayValue": "Tax",
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            "dataValue": "8",
            "likelihood": null
          },
          {
            "displayValue": "Other",
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            "dataValue": "16",
            "likelihood": null
          },
          {
            "displayValue": "Contracted",
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            "dataValue": "32",
            "likelihood": null
          }
        ],
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      }
    ],
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        "masterTariffRateId": 17003562,
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        "tariffBookSequenceNumber": 1,
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        "tariffBookRateGroupName": "Customer Charge",
        "rateName": "Customer Charge",
        "tariffBookRateName": "Customer Charge",
        "fromDateTime": "2026-01-13T00:00:00-05:00",
        "toDateTime": null,
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        "transactionType": "BUY",
        "rateBands": [
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            "hasConsumptionLimit": false,
            "hasDemandLimit": false,
            "hasPropertyLimit": false,
            "rateAmount": 22.5,
            "rateUnit": "COST_PER_UNIT",
            "isCredit": false,
            "prevUpperLimit": null
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        ],
        "hasApplicabilityFormula": false
      },
      {
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        "masterTariffRateId": 17198494,
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        "tariffBookRateGroupName": "Billing and Payment Processing Charge",
        "rateName": "Billing and Payment Processing Charge",
        "tariffBookRateName": "Billing and Payment Processing Charge",
        "fromDateTime": "2026-01-13T00:00:00-05:00",
        "toDateTime": null,
        "chargeType": "FIXED_PRICE",
        "chargeClass": "DISTRIBUTION",
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        "rateBands": [
          {
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        "tariffBookRateName": "Electric Vehicle Make-Ready Surcharge",
        "fromDateTime": "2026-01-13T00:00:00-05:00",
        "toDateTime": null,
        "chargeType": "CONSUMPTION_BASED",
        "chargeClass": "DISTRIBUTION",
        "chargePeriod": "MONTHLY",
        "transactionType": "NET",
        "rateBands": [
          {
            "tariffRateBandId": 15926707,
            "tariffRateId": 20912282,
            "rateSequenceNumber": 1,
            "hasConsumptionLimit": false,
            "hasDemandLimit": false,
            "hasPropertyLimit": false,
            "rateAmount": 0.00236,
            "rateUnit": "COST_PER_UNIT",
            "isCredit": false,
            "prevUpperLimit": null
          }
        ],
        "hasApplicabilityFormula": false
      },
      {
        "tariffRateId": 20904391,
        "masterTariffRateId": 20904391,
        "tariffId": 3536606,
        "riderTariffId": 3536552,
        "tariffSequenceNumber": 33,
        "tariffBookSequenceNumber": 2,
        "rateGroupName": "Enhanced Energy Affordability Credits",
        "tariffBookRateGroupName": "Enhanced Energy Affordability Credits",
        "rateName": "Enhanced Energy Affordability Credits",
        "tariffBookRateName": "Enhanced Energy Affordability Credits",
        "fromDateTime": "2026-01-13T00:00:00-05:00",
        "toDateTime": null,
        "chargeType": "FIXED_PRICE",
        "chargePeriod": "MONTHLY",
        "transactionType": "BUY",
        "applicabilityKey": "lowIncome2BillCredits691",
        "rateBands": [
          {
            "tariffRateBandId": 15918430,
            "tariffRateId": 20904391,
            "rateSequenceNumber": 1,
            "hasConsumptionLimit": false,
            "hasDemandLimit": false,
            "hasPropertyLimit": false,
            "applicabilityValue": "incomeLessThanSixtyPercentOfSMI",
            "rateAmount": 76.81,
            "rateUnit": "COST_PER_UNIT",
            "isCredit": true,
            "prevUpperLimit": null
          },
          {
            "tariffRateBandId": 15918431,
            "tariffRateId": 20904391,
            "rateSequenceNumber": 2,
            "hasConsumptionLimit": false,
            "hasDemandLimit": false,
            "hasPropertyLimit": false,
            "applicabilityValue": "incomeGreaterThanOrEqualToSixtyPercentOfSMIButLessThanEightyPercentOfSMI",
            "rateAmount": 43.44,
            "rateUnit": "COST_PER_UNIT",
            "isCredit": true,
            "prevUpperLimit": null
          },
          {
            "tariffRateBandId": 15918432,
            "tariffRateId": 20904391,
            "rateSequenceNumber": 3,
            "hasConsumptionLimit": false,
            "hasDemandLimit": false,
            "hasPropertyLimit": false,
            "applicabilityValue": "incomeGreaterThanOrEqualToEightyPercentOfSMIButLessThanHundredPercentOfSMI",
            "rateAmount": 1.0,
            "rateUnit": "COST_PER_UNIT",
            "isCredit": true,
            "prevUpperLimit": null
          }
        ],
        "hasApplicabilityFormula": false
      }
    ]
  }
]

---

Understanding the JSON

• chargeType: FIXED_PRICE, CONSUMPTION_BASED, QUANTITY, MINIMUM.
• season: Summer vs Winter for delivery rates.
• properties: connectionType, consumption, customerServiceType691, lowIncome2BillCredits691, systemSize, chargeClass.

---

Summary: What You Need to Know

1. Rate 1 is seasonal delivery — Summer and Winter delivery rates; no TOU.
2. Supply: Market Supply Charge (lookup) and Energy Cost Adjustment.
3. Standard NY riders: RDM, SBC, DLM, CBC, EV Make-Ready, Energy Storage, Transition, Delivery Revenue Surcharge.
4. Low-income: Low Income Bill Credit and Enhanced Energy Affordability Credits by tier.